Single Women Are Buying Homes At Twice The Rate Of Men
A few decades ago, a single woman buying real estate on her own was a rarity.Before the Fair Housing Act of 1968, few women could get approved for a credit card, much less a mortgage, without a...
View ArticleEvaluate Your Finances With This Midyear Money Checkup
Summertime, while naturally a more laid-back season, should also be your moment to shine a little sunlight on your finances. Just as your annual exam at the doctor's office includes a variety of tests...
View ArticleConsumers Are Right To Worry About Rising Mortgage Rates' Impact On Housing...
Rising mortgage rates are the top worry for people thinking of buying a home someday, and 56% of Americans say they would be discouraged from homeownership if rates reach 6%. But pay more attention to...
View ArticleYour Bank May Try To Get You To Pay Your Mortgage With 'Points' — Don't
Mortgage banks will quote you a mortgage interest rate, with the option to pay more money upfront, in the form of ‘points,’ for a lower interest rate over the life of the loan.The quick answer to...
View ArticleSo You Got The Job — Here's What To Do With Your New Salary
Landing that first job is tough, but once you’re employed, the work is just beginning. Trading your tuition payments for a salary is definitely nice for your wallet, but what’s the best way to budget...
View ArticleA New Twist In The Complicated Saga Of Student Loans Is Raising Eyebrows
You know how they say that getting to the bottom of a complicated problem is like peeling an onion? Well, the more we peel off the federal student loan crisis, the more tears we end up shedding.A...
View ArticleBe Careful, Your Mortgage Is Like A Drug
Is mortgage debt good debt? A dangerous drug? Or both?All debt acts like a drug.Debt artificially changes your personal financial metabolism, accelerating personal consumption, and exaggerating...
View ArticleHere's What Waiting To Buy A Home Could Cost You
At the end of June, mortgage rates for a 30-year fixed-rate mortgage jumped to 4.5 percent, up from 3.9 percent on June 1 -- and a notable jump from the historically low 3.35 percent monthly average...
View ArticleHere's The Right Way To Re-List Your Home
Relisting a home isn't an enviable position for any seller. Something went wrong the first time, and for many sellers, trying again to sell the home raises more questions than answers.While it's common...
View ArticleHere's The Right Way To Consolidate Your Debt
Are you trying to figure out how to consolidate your debt? One of our readers, Ricky, wrote on the Credit.com blog that he is “trying to consolidate bills since divorce to get back on track.”Another...
View ArticleA Newlywed's Guide To Credit Card Changes
With the arrival of summer, wedding season is in full swing. And along with all the excitement of getting married comes some confusing details. Specifically, how should newlyweds handle credit card...
View Article5 Byzantine Rules That Constantly Trip Up Investors
Setting up an IRA might be as simple as buying a takeout sandwich. Pick your vehicle--Roth or traditional--choose your investments, and plunk down your $5,500 ($6,500 if you're over 50). Done.However,...
View ArticleThese Are The Best Ways To Save Money When You Eat Out
One reason why so many people resist making a household budget is that they think they'll have to give up on simple pleasures like going to restaurants. But the better, more realistic approach is to...
View ArticleUse These Charts to Quickly See How Much the Higher Mortgage Rates Will Cost You
Now that mortgage rates have gone absolutely haywire, I decided it would be prudent (and helpful) to create a couple mortgage payment charts that detail the difference in monthly payment across a...
View ArticleI Tried To Stop Spending Money For A Month And Failed Miserably
This year, I kicked off the spring by spending an absolutely bonkers amount of money.This was mainly due to a few big expenses. I was moving into a new apartment, which meant paying a hefty broker's...
View ArticleThis Is The Real Cost Of A Cheap Flight
Travelers looking to save costs have long sought out the best time to buy airfare, the best way to maximize points, how to find the best credit cards, use the best apps and even make the most of a...
View ArticleHow To Negotiate Lower Rent For Your Next Apartment
When you’re looking for an apartment, you might be under the impression that the list price is the only price. In some cases, that’s true. But if you’re a bit savvier, you could end up negotiating your...
View ArticleHere's The Right Way To Combine 401(k)s With Your Spouse
Life rarely goes as planned. That's why it's always good to have an emergency fund in the bank.Many working couples juggle two, and maybe more, 401(k) plans. These plans may have similar or wildly...
View ArticleWhat To Do When Someone Asks For Your Social Security Number
Your Social Security number is the key to your financial castle. Armed with those precious nine digits, identity thieves can rip off your good name and credit to set up new accounts and loans or rob...
View ArticleWhat Happens When Parents Are The Last Resort For Cash-Strapped Homebuyers
Another week and another raft of house-price data. Everyone now agrees that prices are going up. What they don’t agree on is by exactly how much – and whether it’s a problem.There is excited talk in...
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