7 Big Investment Advantages To Owning Your Own Home
As I wrote before, housing is a combination of necessity, consumption, and investment. To the extent a house is also an investment, we should be clear-eyed about the risks.Despite the numerous risks...
View ArticleMom And Pop Are Still Scared To Death Of Stocks
NEW YORK (Reuters) - Top wealth chiefs at Bank of America Corp's Merrill Lynch and Wells Fargo & Co say many retail investors are still very hesitant about getting back into equities and are urging...
View Article10 Realistic Ways To Cut Commuting Costs
As the price of everything goes up, everyone is looking for easy ways to cut their commuting costs. You can scour the internet for ideas, but many ideas just aren’t realistic.Drivers are told they...
View ArticleThe Ultimate Personal Finance Secret: Move Somewhere Cheap
The other day I was fueling up my car at the local gas station. While I was waiting for the tank to fill, I thought it would be a good idea to get rid of the remains of a ridiculously large bug that...
View ArticleThere's Not A Lot Wall Street's Alpha Managers Can Say Right Now
It used to be I was surrounded by proponents of both passive and active management and the discussions in the office and at bars and coffee shops would rage on forever. These debates were evanescent...
View Article10 Ways To Bankroll Your Retirement
Throughout much of our lifetime, we receive income from a single source: our job. That changes when we retire. Most retirees receive income from a variety of places, including Social Security,...
View ArticleHere’s Exactly What Happens When You Dispute Items On Your Credit Report
I received the following question last night from a Facebook friend: “John, I want to ask a question as you’re the only person I believe regarding this. (name withheld) says in a video the an “account...
View ArticleIf The Obamas Were My Clients, Here's How I'd Help Them Improve Their Finances
Unlike many of us, Barack and Michelle Obama are multimillionaires. But, like us, they could make some improvements to their finances.Recently released financial disclosures shed light on how much...
View ArticleSwedish Students Go To College For Free And Still Wind Up With Five-Figure Debt
Swedish colleges and universities are free. Yep. Totally free.But students there still end up with a lot of debt. The average at the beginning of 2013 was roughly 124,000 Swedish krona ($19,000).Sure,...
View ArticleAmerican Men Seem To Be Falling Fast Behind In Today's Economy
Men – once the dominate sex in nearly every sector of society – seem to be falling far and fast.A new Pew report finds that 40 percent of households with children under 18 have mothers who are the...
View ArticleYour Guide To The Battle That's Raging Over Student Loans In America
Congress has one month to reach an agreement before interest rates on new federally subsidized student loans double to 6.8 percent. For once, both Democrats and Republicans see the increase as a...
View Article6 Insider Secrets for Open House Prep
You’ve heard the same old tips for getting your place ready for an open house a million times: repair, spruce, stage, clean, deodorize. (And with good reason, because they work!) But beyond these...
View ArticleAn 8-Point Financial Health Day Checklist
Who among us hasn’t needed a mental health day at some point in our lives? In the vernacular, this just suggests a day where we take the day off from our work and household obligations to do nothing...
View Article5 Home Improvement Projects that Will Get You Top Dollar For Your Home
It’s a highly competitive market for home sellers right now. More homes to compete with means that the impression your homes makes - from the curb, and on the inside - matter now more than ever. You...
View Article5 Ways to Course-Correct When Your House Hunt Takes Too Long
Some people have home-finding stories that are the real estate equivalent of the skywritten marriage proposal tales. They drove by their dream home, knocked on the front door and the elderly owner...
View Article14 Post-Recession Real Estate Terms, Translated
By now, you’ve probably heard the age-old rules of thumb about translating home listings from real estate lingo to plain English: ‘cozy’ = tiny, ‘needs TLC’ = needs massive repairs, and ‘all original...
View Article5 Mistakes Sellers Make in a Hot Market
Sometimes, the real estate market can play games with our minds. At the top of the market, home buyers imagine that sellers frolic through fields of cash, rubbing their hands together megalomaniacally...
View Article5 Hypnotic Home Staging Techniques – and How to See Through Them
We all know how important home staging is if you’re trying to sell a home. It’s equally important when you’re buying real estate for exactly the same reasons. Just like a person you meet on a blind...
View Article5 Mistakes Buyers Make in a Hot Market
Note: This is Part 1 of our two-part 'Hot Market Mistakes' series. While home prices are nowhere near their peak of 6 or 7 years ago, the nationwide data is clear: the housing market this summer has...
View Article4 Strategies to Customize and Personalize Your New Home
Buying a home on today's market takes a lot of work! After the stress of financing and the rush of closing, the move-in can be a let-down. But one of the true joys of homeownership is your ability to...
View Article