The IRS Has More Data About You Than Ever Before
The Internal Revenue Service is collecting a lot more than taxes this year—it's also acquiring a huge volume of personal information on taxpayers' digital activities, from eBay auctions to Facebook...
View Article10 Misconceptions About Your Mortgage
Mortgages are tricky and often hard to understand. Because most people only purchase a home every five to seven years, prospective home buyers understandably don’t spend a lot of time in the interim...
View ArticleThe 182% Loan: How Installment Lenders Put Borrowers In A World of Hurt
One day late last year, Katrina Sutton stood at a gas pump outside Atlanta and swiped her debit card. Insufficient funds. But that couldn't be. She'd been careful to wait until her $270 paycheck from...
View ArticleEcuador Voted The Best Place In The World To Live In Retirement
Good living, great weather and excellent medical care make Ecuador the top spot for retirees.The tiny country of Ecuador has been voted the best place in the world to retire to.Located in the remote...
View Article5 Secrets Your Bank Doesn't Want You To Know
Considering how much you rely on banks to safeguard your money, the relationship between you and your financial institution should feel like the close bond between old friends or trusted family...
View ArticleHow The Wisdom Of Confucius Can Lead You to Financial Success
A 2012 Pew Research Center Report, "The Rise of Asian Americans," identified Asian Americans as "the highest-income, best-educated and fastest-growing racial group in the United States."In addition,...
View ArticleHow One Woman's Gambling Addiction Nearly Ruined Her
When Linda Mannerberg attended the Women's Money Conference in Las Vegas Nevada in 2012, she was struggling with debt and a gambling addiction she hid from those closest to her.She attended the...
View ArticleWarren Buffett Makes A Solid Case Against Relying On Dividends
This past weekend I had the pleasure of attending the annual shareholder meeting of Berkshire Hathaway.Seeing Warren Buffett and Charlie Munger dish investing wisdom in person was on my bucket list....
View ArticleFour Basic Habits That Will Keep You Mired in Debt
Being in debt is largely a matter of second grade arithmetic — if we spend more than we earn then we’ll get in debt; if we continue spending more than we earn then we’re likely to stay in debt.The...
View Article5 Ways To Spend Money So It Will Actually Make You Happier
Can Money Buy Happiness?Yes. But you might be surprised by the ways you should spend it.Harvard professor Michael Norton and co-author Elizabeth Dunn have a new book out, Happy Money: The Science of...
View ArticleA College Student's Guide To Building Awesome Credit
Whether you’re in college or just graduating, chances are you don’t have much credit history.And that’s not a bad thing. You haven’t needed credit up to this point, and this is the time when most...
View ArticleThe Lazy Man's Guide To Saving For Retirement
Everyone knows you're supposed to save money for retirement. So how come, according to the Employee Benefit Research Institute, over half of retirees admit they have less than $25,000 in savings?It's...
View ArticleFix This, Not That: 6 Tasks to Do (or Not to Do) Before You Sell
Online, you can find dozens and dozens of return-on-investment (ROI) calculators which aim to do the math on whether a given home improvement project is worth the money (or not). They tend to focus on...
View ArticleMake Your Life Completely Paperless In 14 Days
It’s easy to go paperless and I’m going show you exactly how to do so without spending much money.I went paperless at home and in my office 3 years ago and it’s been one of the most important tips for...
View ArticleNew Businesses Are Banking On The Fact That Strangers Want To Pay Someone...
The crowdfunding economy has officially exploded – “crowds” of friends, family and strangers are funding everything from their latest film project to fertility treatments and vacations.In 2012 alone,...
View ArticleYou'd Be A Fool To Buy An Ultra HD TV Right Now
It's probably safe to say that unless you happen to be ungodly wealthy, the thought of buying a 4K or Ultra HD television has, until recently, never really crossed your mind.Just this past January, at...
View ArticleHere's What You Need To Earn To Buy A Home In 25 Cities
How much salary do you need to earn in order to purchase the median-priced home in your metro area?To find out, HSH.com took the National Association of Realtors’ 2013 first quarter data for median...
View ArticleWork For Yourself Or Collect A Salary From Someone Else — Here's How To Think...
A salary is Fixed IncomeEarning a salary, working for someone else, is earning ‘fixed income,’ which means you hope it comes close to covering your lifestyle expenses. Like all fixed income, however,...
View ArticleSaving Money With Illegal Downloads Could Leave You Bankrupt
The rise of file sharing sites over the last decade, including Napster, Kazaa, and more recently, torrent sites like The Pirate Bay, have pushed media-hungry Americans into the risky territory of...
View ArticleInside The California Retirement Plan That Terrifies Republican Lawmakers
When California State Sen. Kevin de Léon talks about his plan to help people save for retirement, he usually starts by describing his Aunt Francisca, a housekeeper. "She's north of 70 and she still...
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