How I Stupidly Got Ripped Off by Not Getting Multiple Estimates
Whether we realize it or not, we manage financial risk whenever we take the time to get multiple price estimates from competing contractors. Those who do often get rewarded for their efforts.As for...
View Article7 Financial Hacks That Everyone In Their 20s Should Know
Just before the Enron scandal broke, the company's CEO immediately put his money into annuities—in his wife's name.Why? Because those assets are creditor-protected, so they can't be seized (in this...
View Article10 Credit Unions With Great Perks That Anyone Can Join
Due to the recent backlash over big banks and their fees, banking institutions are one of the unsung heroes in consumers’ day-to-day activities.However, the Federal Deposit Insurance Corporation (FDIC)...
View ArticleFive Signs You Picked The Wrong Financial Advisor
You know what they say: You can’t choose your family, but you can choose your financial planner.Or something like that.One of the great things of being in charge of your money is choosing who (if...
View ArticleMore Homeowners Are Moving Back Into Positive Equity
The housing market's massive downturn several years ago took a significant toll on homeowners nationwide, and some are only now finally recovering from it. However, that number grew significantly in...
View ArticleHere's Where Credit Card Reward Points Go When You Die
Before one of my relatives passed away from cancer last year, she mentioned to me a couple of times that she wanted one of her heirs to use the rewards points she had accumulated on her credit card. At...
View ArticleWhy Buying A Home At Age 21 Was A Huge Mistake
In our Money Mic series, we hand over the podium to people with controversial views about money. Today, a certified financial planner shares how she bought a home when she was just 21—and why she now...
View ArticleHere's The Right Way To Teach Teens How To Use Credit
Teaching credit is a little like teaching good manners—you need to have it, and you know when you need it, but it’s hard to explain exactly what it is.Sarah Cook has built her reputation on teaching...
View Article5 Ways To Slash Costs When Traveling Off-Season
Many travel destinations often have months that are busier and more popular than other times of the year.The slower months depend on several factors.Unfavorable weather, closed attractions,...
View ArticleCrucial Steps Everyone Should Takes 5 Years Before Retiring
You’re close enough to retirement that you’re already imagining days filled with golfing and grandchildren — but you’re not quite there yet. If you have about five more years before you want to retire,...
View ArticleTurboTax Does Whatever It Can To Keep Free Tax Filing Out Of Americans' Grasp
This story was co-produced with NPR.Imagine filing your income taxes in five minutes — and for free. You'd open up a pre-filled return, see what the government thinks you owe, make any needed changes...
View ArticleHow One Woman's Divorce Ruined Her Credit
Over the years we’ve received an incredible amount of email from people who have gone through a divorce.Their story is almost always very similar. They’ve all had their credit destroyed because of...
View ArticleWhy Bag Ladies are Financially Savvier Than Many Celebrities
Singer Dionne Warwick and the Bag Lady: Guess who currently has a higher net worth. (Hint: If you're torn, reread the title of this post.) Grammy Award winner Dionne Warwick, who found fame in the...
View ArticleInvesting Is All About Finding The Perfect Way To Reach Your Goals
Aside from saving for retirement, should you be investing for other goals? If so, what type fits the bill? Should you be putting your money in the market for buying a home … or saving for college,...
View Article9 Mistakes That Will Kill Your Credit
Credit can be a tricky thing — some behaviors are obviously harmful to your credit, like paying late (or not at all), or maxing out your cards. But some mistakes aren’t all that obvious, and in fact...
View Article5 Reasons Your Home’s Staging Might Not Be Awesome (Even if You Think it Is)
Nowhere in life is the old adage that beauty is in the eye of the beholder truer than in real estate. One woman’s dream home might be a mid-century modern, Mad Men styled contemporary, while another’s...
View ArticleThese Are The Best Cities To Bank In The US
Easy access to stable banking options with consumer-friendly products and services is one of the most critical elements of maintaining financial security for households and communities as a whole....
View ArticleSTUDY: Obamacare Could Drive Insurance Premiums Up For Some Consumers
WASHINGTON (AP) — A new study finds that insurance companies will have to pay out an average of 32 percent more for medical claims under President Barack Obama's health care overhaul.What does that...
View ArticleWhat The IRS Doesn't Want You To Know
While the Internal Revenue Service may be forthcoming with its rules and regulations, there is certain information the IRS simply won't tell you. I worked as an IRS agent in a former role; knowing the...
View Article10 Ways To Tell If You're A Shopaholic
After a recent shopping spree, my husband looked over my haul and announced that I was a shopaholic. That’s not a description I take lightly, and I let him know.He said he was just kidding, and we made...
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