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13 Common Mistakes That Can Blow Your Finances

You pack your lunch, and never buy items at full price. You pay your credit card on time every month, and save up for that much-needed vacation every year.If you’re doing these things, you’re likely on...

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Five Reasons To Consider Using An Online Bank

Since the Great Recession, banks and consumers have had an uneasy partnership. Tighter federal regulations have prompted many institutions to introduce new fees on checking accounts, and the Federal...

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Here's A Quick Way To Find Out How Much Social Security Income You've Earned

If you haven't signed up for an online personal Social Security information account at socialsecurity.gov, take the time to do it.If you are 18 or older and have worked the number of years it takes to...

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Half Of All Airbnb Listings May Be Illegal

We know that the sharing economy is exciting and complicated, but it's easy to overlook the extent to which it's complicated.Skift's Jason Clampet reports that many of Airbnb's New York listings are...

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Here's What You Should Consider Before Buying Into High-Yield Funds

High-yield bond funds are attracting huge amounts of investor money these days.Given today's interest rate environment, this is a trend that is completely understandable — and dangerous.With savings...

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It Should Be Perfectly OK To Stiff Your Waiter For Bad Service

Like most people, I have very strong opinions when it comes to tipping rates for various services that expect them.For example, I staunchly believe that 15% is completely acceptable for good restaurant...

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10 Phrases That Will Make Your Home Listing Instantly More Desirable

“A picture is worth a thousand words,” the age-old adage goes.  And this is particularly true in real estate, which is why it’s so critical for sellers to make sure their agents post polished photos...

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Believe It Or Not, It's Not Too Late To Start A Retirement Fund In Your 50s

Dear Dr. Don,What's the best way to start a retirement fund in your 50s?I realize that it's a late start, but my husband was laid off and just began working again in June.We do not have a lot of money...

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Here's How The Federal Government Dramatically Skews The US Real Estate Market

One of most persistent canards about American communities is the idea that they’ve been built entirely by demand.People live in the suburbs because they want to.Drivers commute on highways by...

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Five Smart Financial Moves 40-Somethings Should Do Every Day

1. Open a 529If you have kids, you can’t open a 529 educational savings plan soon enough. And even if you don’t have little ones, you can open a 529 for yourself if you plan to go back to school....

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Four Simple Ways To Cut Down Your Phone Bill

The telephone has changed dramatically in recent years.The rise of the smartphone has made the corded, home-bound devices of the past seem like relics — even though they were virtually the only option...

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There's Good News And Bad News About The Tax Deal's Impact On Interest Rates

Congress and President Obama may have reached a deal to avoid the fiscal cliff, but the agreement still leaves some key questions about government finances unanswered.As things stand now, a number of...

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The Best Cities For Weight Loss Also Happen To Be The Most Expensive

It’s been a long holiday season of sugared bacon and brown-butter cookies. Now begins the January push to lose weight–the #1 New Year’s resolution. Weight loss isn’t only about willpower; your...

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How To Convert A Non-Deductible IRA Into A Roth IRA

If there's one common agreement among financial planners it's undoubtedly that the Roth IRA is hands down the best retirement vehicle available to individuals. Two of the main reasons attributable to...

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Real People Confess Extreme Ways They've Tried To Save

Trying to save money can be boring. Then again, some consumers find strange but creative ways to stretch their dollar.Bankrate asked its readers to tell us the most unusual methods they used to save a...

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There's A Clear Distinction Between Money Market Funds And Money Market Accounts

Q: Would I do better in a money market fund or a money market bank account -- or is there really any difference?A: Money market funds and money market accounts are more different than their names would...

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It's Perfectly Legal To Get A Business Credit Card If You're A Regular Consumer

I review dozens of credit card offers each week to find the best deals. Check out more on our credit card page.Banks offer credit cards for consumers and they market others for “business.”What’s the...

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Here's How To Get Your Finances Back On Track In January

Between recovering from holiday parties and starting your many resolutions, we know that you have a lot on your plate right now.Since we want to make it easy for you to have your best financial year...

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While Your Shares Were Tanking, Molycorp Was Funding Research to Eliminate...

Shares of Molycorp (NYSE:MCP) plunged more than 22% to $8.38 in heavy volumes on Thursday after the rare earth miner served up more bad news to already shell-shocked investors.The Colorado-based...

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Young People Should Get Over Their 'Dream Home' Fantasy

If there’s anything we’ve learned in the past few years about real estate, it’s that property doesn’t always go up in value.And because it doesn’t, you shouldn’t just buy property and assume that...

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