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Six Times It Pays To Shop At The Last Minute

Type-A consumers are apt to book hotel accommodations months in advance or make sure they're first in line to buy concert tickets. Does this ensure they're getting the best possible price? Not...

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Essential Tips for Lowering Your Grocery Bill (Part 2)

Food isn’t cheap.Want proof? Then chew on this: I spent almost $12,000 in groceries last year for my four-person family, including two teenagers.And what’s really scary is that I work very hard to keep...

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Here's What It Really Costs To Have Your First Child

When it comes to being a first-time parent, the prevailing wisdom seems to be that you can read all the books, do all the research and yet … there’s no real preparing for what the actual experience...

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The Finance Industry Is Becoming One Of The Hottest Tickets For Scammers

A new year is just around the corner, bringing with it new opportunities … to get scammed.Oh, there I go again with my gloom and doom. But someone’s gotta say it, and that “someone” is me: You don’t...

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Anyone Considering A Natural Gas Car Should Read This First

Clean. Abundant. Cheap. Domestic.What's not to like about natural gas?So why not use it to power a car?Most Americans think of natural gas as a fuel source to heat their homes or run their clothes...

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A Lot Of New Yorkers Think They Deserve A Special Tax Break

The looming fiscal cliff has drawn a lot of attention to the tax rates that people across the country pay.Proposals to raise rates on the highest-income taxpayers have gotten plenty of praise from the...

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Essential Tips for Lowering Your Grocery Bill (Part 3)

This is final post in my three-part series outlining essential tips that the Penzo household follows for keeping our grocery bills under control.Of course, there are many methods for cutting the...

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A Property Engineer Reveals The 7 Worst Places To Live In An Apartment Building

Few have a better bird’s-eye view of the skeletons lurking inside NYC’s apartment buildings than the property engineers called in to diagnose problems.To harness that knowledge for the greater good,...

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12 Ways To Host A New Year's Eve Party For Less

Three… two… one… The countdown to the New Year is on. How are you going to celebrate? If you want to avoid big crowds, high prices, and dangerous driving, why not host a party at home?It’s easy to...

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Don't Get Burned On Marijuana Stocks

Marijuana legalization is a current — and hot — topic. Some people are against legalization for all purposes. Others favor marijuana legalization for medicinal purposes, but are opposed to...

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These Are The Most Important Retirement Questions Workers Will Face In 2013

As 2012 draws to a close, people in or nearing retirement face a stunning set of uncertainties about their finances and even basic health and retirement benefits.Congress has left Washington for the...

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These Are The Best Sites To Sell Those Unwanted Gift Cards

It’s that time of year when we turn our attention from the gifts we gave to the gifts we got – which probably include a gift card or two.Financial research firm CEB TowerGroup recently forecast $110...

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10 Questions People Are Too Embarrassed To Ask About Savings

Saving, in theory, seems simple: You put some money away and keep your hands off it for a while. But when you have so many other competing real-world demands on your money—from student loans to a...

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Save Money: In-School or Going Back

Whether you’re starting college for the first time, or going for a different degree years later, you should look for ways that you can save money during college. College is a great expense and many...

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Your Guide To Returning Those Unwanted Christmas Gifts

If Santa brought you a bunch of stuff you don't want this Christmas, you're probably itching to get to the store with the receipts and return the unwanted gifts.Slow down. There are a few things you...

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4 Apps to Help Make New Year’s Resolutions a Reality

 As we wrap up 2012 with fiscal cliff drama, we can’t forget to focus on our own personal goals as we welcome 2013. That’s right, I’m talking about New Year’s resolutions, which we tend to set around...

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10 Things To Consider Before Getting A New Credit Card In 2013

It's time for new beginnings, and perhaps that means a new credit card.Finding a good card — and managing it well — can boost your buying power and credit score. But be careful.Misusing your credit...

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Will The Fiscal Cliff Accelerate Millionaire Deaths?

Because the "fiscal cliff" will not stop for death, it looks as if death's carriage may make a "kindly" stop to pick up some American millionaires this year, to paraphrase Emily Dickinson.In 2010,...

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Get Every Book On The New York Times' 'Best Of 2012' List For Less

As the year draws to a close, editors everywhere are busy putting together their end-of-year / best-of lists. The New York Times jumps into the fray with its straight-forwardly-named list of The 10...

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Here's What Really Goes On When Banks Set Interest Rates

Interest rates today are expected to remain at a low well into 2015, which directly influences consumers’ ability to earn decent returns on deposit accounts. Despite this reality, not many Americans...

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