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A New Rule Makes It Easy For Some Students To Erase Loan Debt

This story was co-published with The Chronicle of Higher Education.The Education Department enacted a crucial reform on behalf of borrowers who become disabled, issuing new rules earlier this month...

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How A Poor Credit Score Could Cost You $65,000 On Your Mortgage

Here’s something that you’ll almost never see on a financial TV show:Consider 2 people…One has great credit One has poor creditIn their 30s, they decide to buy houses of similar prices.How much do you...

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Scientists Found Two Scents That Can Easily Make People Spend More

While holiday shopping this year, you might want to pay more attention to how things smell in the stores you're visiting.Those scents just might make your spend more.While lighting and music can play a...

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4 Strategies To Lower Your Healthcare Costs Now

It’s open enrollment season—the time where employers present workers with their health insurance options for the next calendar year.If your expected costs for 2013 are higher than what you’re currently...

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Get $45,000 In Student Loan Debt Forgiven In Six Simple Steps

The average college graduate incurs almost $27,000 in student loan debt.If only students could wave a magic wand over that pile of debt and make it disappear.Actually, there is such a wand.But it takes...

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The 10 Best Winter Getaways For Travelers On A Budget

When travel agency owner Melisa Keiser receives calls from December deal-seekers, they're frustrated.They want the perfect place at the perfect price on the perfect date, which is perfectly impossible,...

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Everything You Need To Know About Gift Cards This Holiday Season

Gift cards are my favorite gift to give and receive and, apparently, I’m not alone. According to the National Retail Federation, gift cards are the most requested holiday gift.They’re never the wrong...

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Here's What Happens To Your Paycheck If The Payroll Tax Break Expires

As we near the end of 2012, Congress is on a tight deadline to come to an agreement to avoid a series of tax cut expirations. It has come to be known as the “fiscal cliff” because with $500 billion in...

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10 Products That Will Make Your Next Hotel Stay Safer And Better

This post originally appeared on Tingo.com.Not every hotel stay is pleasant, but they all should be.Here are the top gifts this holiday season that can make every stay a better and safer one.A Musical...

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Staging Shockers: 10 of the Worst Staging Decisions Ever Made

At the end of every year, my mind naturally drifts to what did and didn’t work this year, in an effort to double down on my successes and avoid repeating my mistakes. Occasionally,I’ll take a look back...

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Why I Refuse to Get Upset By Subtly Deceptive Advertising

Last weekend I was lured to an online calendar website with the following promise: “Everything up to 60% off!”Sixty percent!So I stopped by their site and found a calendar that was on sale for $13.49 —...

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8 Ways To Buy Holiday Gifts With Just Rewards Points

Cash-poor this holiday season? Maybe it's time to dust off those credit card rewards points.They're great for this time of year and can bail out your bank account with big discounts on just about...

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Even An Economist Can't Figure Out Frequent Flier Miles

AS THE end of the year draws near we must make many financial decisions: how much we can donate to charity, what benefits to sign up for at work, and (if you’re into policy) pondering what’s your ideal...

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American Families Are Poorer Than They've Been In Four Decades

The idea that poor and middle-class Americans are suffering is nothing new: Anyone with access to the news (or, for that matter, to an ordinary suburban neighborhood) is likely to notice that it has...

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TRUE CONFESSION: I'm So Deep In Debt I'm Turning To Dave Ramsey For Help

Since earning my college degree, I have been searching for strategies on how to get out of debt, but it’s only within the past year that I’ve become serious about establishing a debt management...

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TRUE CONFESSION: It Took Me 13 Years To Pay Off A Week's Worth Of Holiday...

This excerpt from "Debt-Proof Your Christmas" was published with permission from Baker Publishing Group.It was my worst Christmas ever. I’d been hiding bills from my husband so we would have money for...

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7 Reasons Your Neighbors Might Be Richer Than You

This post was originally published on MoneyNing.You look out the window of your home each night after dinner, staring across the street at your neighbors.You long for the cars they drive, their weekly...

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Real Women Share How They Prepared For Retirement At Every Age

Americans don’t feel prepared for retirement.In fact, according to a nationwide survey conducted by LearnVest and Chase Blueprint®, only 20% of people have a retirement plan at all.More people are...

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The Best Time To Buy Toys Is Coming Up Soon

A few weeks ago, the children of the world let out a collective shout of "Awesome!" when this year's Toys "R" Us Fabulous 15 list was announced.At the same time, parents looked into their wallets and...

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Why Municipal Bonds Aren't A Good Investment In The Long-Run

Michael D. Bradley holds the Chartered Financial Analyst designation and is managing partner at Bradley & Company, LLC. All opinions expressed here are his own. Bonds have had great returns over...

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