SMALL BUSINESS WORKERS: It's Your Boss' Fault You're Missing Health Insurance
At the nearly 6 million U.S. businesses that have more than one person on the payroll, a lot of employees are unhappy about their health insurance. A study this year by insurance company Aflac found...
View ArticleThese Year-End Moves Can Beef Up Retirement Savings
Failure to manage your retirement account according to regulatory requirements could cause you to miss financial opportunities or owe the IRS penalties. In this article, we remind you of some...
View ArticleHere's How To Take Advantage Of Online Price Wars
Online retail price wars are heating up. In fact, some online retailers fluctuate the prices of consumer items – from toilet paper to microwave ovens and televisions – several times each day,...
View ArticleThe Number Of Rebate Deals Is Dropping, But Prices Are Getting Better
After rebate. For shoppers, this phrase either elicits feelings of joy: "Yay! I'll get money back!" or dread: "Aw, I don't have time to fill out forms ... and I won't get my money back."Deals that...
View ArticleSee How Much Home You Can Afford For $900,000
Each week we take a look at how much house you can expect to get at a specific price point. This week, we’re looking at homes priced around $900,000. Santa Barbara, CA 115 Coronada Cir, Santa Barbara...
View ArticleMost Of What You're Reading In The Personal Finance Blogosphere Is Wrong
I’m a different kind of personal finance blogger because I believe that most of what you read in the pf blogosphere is wrong. My alternative financial viewpoint arises simply because I come from a...
View ArticleThe Middle Class Can't Afford A Home In Half Of America's Major Cities
While there are many deals to be found in the current housing market – overall prices are down 30 percent from their peak in 2006 and mortgage rates are at record-lows – many areas of the U.S. housing...
View Article401(k) Plans Might Just Be A Failed Experiment
Over the last few decades, there has been a fundamental shift in Americans' options for retirement plans. We are increasingly forced to take responsibility for our non-Social Security retirement...
View ArticleHere's How To Manage Living On One Income
Most people would rather live on multiple sources of income than one source. However, life doesn’t always give us what we want. So, when it happens that you have to live on one income stream, how can...
View ArticleYou Can Turn Old 'Stuff' Into Cold, Hard Cash
Cash is king these days. But don't worry if you're cashless. Turning unwanted stuff into cash is easier than you think. Sources are right at your fingertips, literally. It just takes some hunting....
View ArticleThe Cost Of These Everyday Items Has Spiked Over The Last Decade
Tuesday’s presidential debate touched on some massive economic issues that are affecting all Americans. The immense increase in gas prices was a crucial part of the discussion, but have other everyday...
View ArticleMake The Right Choice Between Life Insurance Or Long-Term Care
As the kids leave the nest and the mortgage gets paid off, the need for life insurance wanes for many people who have reached late middle age. The focus moves from "How will my family survive without...
View ArticleWhat Is A Rewards Checking Account And Should You Get One?
The facts Consumers are having an increasingly difficult time finding a basic free checking account, much less one that earns interest. At the big banks, the only way to earn interest (albeit a...
View ArticleAirlines' Anti-Fraud Policies Can Stop International Fliers In Their Tracks
Can an airline’s anti-fraud policy end your international flight before it begins? During a recent trip, I learned it’s possible. When I went to Africa a few weeks ago, I used frequent flyer miles to...
View ArticleWhy Privatization Isn't the Answer to the Student Loan Crisis
By Mitchell D. Weiss The cost of financing higher education has long been a sticking point among lawmakers. In fact, the unnecessary fight over the continuation of the government's subsidized Stafford...
View ArticleThe Six Cheapest Places To Retire Abroad This Year
Over the 20th century, many retirees moved from New England, California and the Midwest to the sunny and sparsely populated Sun Belt, where low taxes and warm weather beckoned. Today, many Americans...
View ArticleHere's How We Can Fix The Retirement Crisis
I was shocked to learn from a recent Employee Benefits Research Institute survey that only 58% of Americans are currently saving for retirement and 30% of workers say they have less than $1,000 in...
View ArticleKeep Low Interest Rates From Killing Your Retirement Income
Yields on most of today's fixed-income investments are at or near historic lows. Money market funds are generating little if any return. Certificates of deposit aren't doing too much better. Even...
View ArticleEight Little Investments In Your Kid That Pay Big Dividends
Sometimes it can feel like you’re throwing your money down a black hole that happens to be wearing a onesie. Clothes they quickly grow out of, astronomical child care and food to feed a teenager–hey,...
View ArticleThese 2013 Tax Law Changes Will Impact Your Bank Account In A Big Way
You may not realize it, but your take-home pay is going to decrease significantly on January 1, 2013. In fact, some are already referring to 2013 as “Taxmageddon.” According to the New York Times, new...
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